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  5. Notes
    1. 1 Classification and strategy of sustainability at SZKB
    2. 2 Responsible business conduct
    3. 3 Responsible financing
    4. 4 Responsible investing
  6. 4 Reporting in accordance with GRI (GRI Index)
    1. 1 Disclosure of the methodological basis
    2. 2 Key figures about employees
    3. 3 Reporting on non-financial issues in accordance with the Code of Obligations (CO)

4 Reporting in accordance with GRI (GRI Index)

Declaration of use SZKB has reported the information cited in this GRI Content Index for the period from 1 January 2023 to 31 December 2023 in accordance with the
GRI Standards.
Standard used GRI 1 Foundation 2021
Industry standard used None, as the banking standard is not yet available.
General note There is generally no disclosure by region, as SZKB only operates in the Canton of Schwyz.
GRI standard/
other source
Disclosure
Place of disclosure
Disclosure/omission
The organisation
and its reporting
practices 		   
GRI 2: General
Disclosures 2021 		2–1 Organisational details 1.1 Company profile
Annual Report 		The organisation consists of the
following governance bodies:
Bank Council (highest governance
body), Executive Board and
auditors (internal audit).
 2–2 Entities included in the organisation’s
sustainability reporting 		Annual Report The companies in which SZKB
holds a permanent direct
or indirect material interest are
listed in the Annual Report. SZKB’s
Sustainability Report does not contain
any information about these companies.
 2–3 Reporting period, frequency and point
of contact 		1.3 Sustainability Report
1.4 Point of contact 		The companies in which SZKB
holds a permanent direct
or indirect material interest are
listed in the Annual Report. SZKB’s
Sustainability Report does not contain
any information about these companies.
 2–4 Restatements of information 1.3 Sustainability Report
1.4 Point of contact 		The Sustainability Report was
prepared for the second time for
2023. There are no changes due
to organisational adjustments
(acquisition of companies, changes
in the legal structure, outsourcing),
changes in measurement methods
or the like.
No figures from the 2022 Sustainability
Report were corrected in the
2023 Sustainability Report.
 2–4 Restatements of information 1.3 Sustainability Report There was no external audit of the
Sustainability Report.
    
Governance    
GRI 2: General
Disclosures 2021 		2–6 Activities, value chain
and other business relationships 		1.1 Company profile
Annual Report 		SZKB offers the following services
in particular:
•  Mortgage loans
•  Corporate loans
•  Lombard loans
•  Investment advice
•  Asset management
•  Retirement planning advice
•  Account management
•  Payment transactions
 2–9 Governance structure and composition Annual Report
1.5 Embedding sustainability
in the organisation 		 
 2–10 Nomination and selection procedure for the
highest governance body 		Annual Report  
 2–11 Chair of the
highest governance body 		Annual Report  
 2–12 Role of the highest governance body in
overseeing the management of impacts 		Annual Report
1.5 Embedding sustainability
in the organisation 		 
 2–13 Delegation of responsibility for
managing impacts 		1.5 Embedding sustainability
in the organisation 		 
 2–14 Role of the highest governance body in
sustainability reporting 		1.3 Sustainability Report
1.5 Embedding sustainability
in the organisation
Annual Report 		 
 2–15 Conflicts of interest 2.5.3 «Reputation», Section Conflicts of interest  
 2–16 Communication of critical concerns Annual Report  
 2–17 Collective knowledge of the highest
governance body 		Annual Report  
 2–18 Evaluation of the performance of the
highest governance body 		 The Bank Council conducts an
annual self-evaluation.
 2–19 Remuneration policies Annual Report
2.2.4 «Remuneration of the highest
governance bodies» 		The remuneration of the Executive
Board is only reported in total and
not per person.
 2–20 Process to determine remuneration Annual Report
2.2.4 «Remuneration of the highest
governance bodies» 		 
    
Strategy, directives and practices    
GRI 2: General
Disclosures 2021 		2–22 Declaration of application of the sustainable
development strategy 		Annual Report
Sustainability Report, special 1 Classification
and strategy of sustainability at SZKB 		 
 2–23 Declaration of commitment to principles
and conduct 		1.6 The SZKB sustainability strategy,
Section The SZKB sustainability ambitions
2.2.2 «Diversity and integration»
2.4.1 Relevance, goals, concepts
and measures
2.5.1 Relevance, goals, concepts
and measures
2.5.2 «Regulatory compliance»
2.5.3 «Reputation», Section
Conflicts of interest 		 
 2–24 Inclusion of policy commitments 2.5.1 Relevance, goals, concepts
and measures
2.5.2 «Regulatory compliance»
2.4.2 «Energy consumption and efficiency
(greenhouse gas emissions)»,
Section Procurement 		SZKB continuously enhances its
impact on people, society and
the environment through the
implementation of various strategies,
processes and measures.
Information on this can be found
in the respective descriptions of
the management approaches in
Chapter 2.1.1, 2.2.1, 2.3.1,
2.4.1, 2.5.1, 3.1, 4.1.
 2–25 Procedure for eliminating negative effects 2.2.2 «Diversity and integration»,
Section Discrimination
2.2.2 «Diversity and integration»,
Section Occupational safety
and health
2.5.3 «Reputation», Section
Whistleblowing 		SZKB continuously enhances its
impact on people, society and
the environment through the
implementation of various strategies,
processes and measures. Information
on this can be found in the respective
descriptions of the management
approaches in Chapter 2.1.1, 2.2.1,
2.3.1, 2.4.1, 2.5.1, 3.1, 4.1.
 2–26 Mechanisms for seeking advice and
raising concerns 		2.1.2 «Client satisfaction,
Section Complaints management
2.5.3 «Reputation», Section
Whistleblowing 		 
 2–27 Compliance with laws and regulations 2.5.4 Assessment of effectiveness
and next steps 		 
 2–28 Membership associations 2.3.2 «Generations and local
commitment», Section Memberships 		 
    
Stakeholder engagement    
GRI 2: General
Disclosures 2021 		2–29 Approach to stakeholder engagement 1.6 The SZKB sustainability strategy,
Section Material topics 		 
    
Material topics    
GRI 3: Material
Topics 2021 		3–1 Process to determine material topics Topics 2021 1.6 The SZKB sustainability strategy,
Section Material topics 		 
 3–2 List of material topics 1.6 The SZKB sustainability strategy,
Section Material topics 		 
    
Responsible business
conduct
Responsible business
conduct towards
clients 		   
GRI 3: Material
Topics 2021 		3–3 Management of material topics 1.6 The SZKB sustainability strategy,
Section Material topics 		 
416: Client safety
and health 2016 		416–1 Assessment of the safety and health impacts
of various categories of products and services 		 SZKB does not manufacture any
products or services that have an
impact on safety and health.
 416–2 Violations related to the safety and health
impacts of products and services 		 SZKB does not manufacture
any products or services that
have an impact on safety
and health. Accordingly,
there were no violations in
2023 (as in the previous year).
GRI 417 Marketing
and Labelling 2016 		417–1 Requirements for product and service
information and labelling 		 Not applicable for SZKB.
 417–2 Incidents of non-compliance concerning
product and
service information and labelling 		 In 2023 (as in the previous
year), there were no significant
violations of laws, regulations
or voluntary codes of conduct in
connection with product and
service information.
 417–3 Incidents in connection with marketing
and communication 		 In 2023 (as in the previous
year), there were no significant
violations of laws, regulations
or voluntary codes of conduct in
connection with marketing
and communication.
GRI 416: Protection
of Client Data 2016 		418-1 Substantiated complaints concerning breaches
of customer privacy and losses of client data 		 As in the previous year, there
were no externally reportable
incidents in 2023.
    
Responsible
business conduct
towards
employees 		   
GRI 3: Material
Topics 2021 		3–1 Process to determine material topics 1.6 The SZKB sustainability strategy,
Topics 2021 Section Material topics
2.2.1 Relevance, goals, concepts
and measures 		All work carried out by employees
working from home is subject to
labour law contracts.
GRI 2: General
Disclosures 2021 		2–7 Employees Appendix 2 Key figures about
employees 		All employees of SZKB currently
identify as either male or female.
There are no employees who
have declared that they are of a
different gender or of no gender.

As in the previous year, there
were no significant fluctuations in
the number of employees during
the reporting year.
 2–8 Workers who are not employees  SZKB does not employ any staff
on an on-call basis.
SZKB works together with a
range of recognised specialists
on a contractual basis.
 2–21 Annual total compensation ratio 2.2.4 «Remuneration of the highest
governance bodies» 		 
 2–30 Collective bargaining agreements  SZKB has its own employment
terms and conditions, which
are based on Swiss legislation,
standard industry conditions
and SZKB’s corporate values.
No SZKB employees are
subject to a collective
bargaining agreement.
GRI 401:
Employment 2016 		401–1 New employee hires and employee turnover Appendix 2 Key figures
about employees 		 
 401–2 Benefits provided to full-time employees
that are not provided to temporary or
part-time employees 		2.2.2 «Diversity and integration»,
Section Terms and conditions
of employment 		All benefits are available to all
SZKB employees (at all business
locations, adjusted for
part-time work).
 401–3 Parental leave 2.2.2 «Diversity and integration»,
Section Equal opportunity 		 
GRI 402:
Employer-
Employee
Relationship 2016 		Specification 402–1 Minimum notice period
for operational changes 		 SZKB has no minimum
notification deadlines (except in case
of contractual changes where
the statutory deadlines are observed).
GRI 403:
Occupational Safety
and
Health 2018 		403–1 Management system for occupational
safety and health 		2.2.2 «Diversity and integration»,
Section Occupational safety and health 		 
 403–2 Hazard identification, risk assessment
and incident investigation 		2.2.2 «Diversity and integration»,
Section Occupational safety and health 		 
 403–3 Occupational health services 2.2.2 «Diversity and integration»,
Section Occupational safety and health 		 
 403–4 Employee involvement,
consultation and communication on occupational
safety and health 		2.2.2 «Diversity and integration»,
Section Occupational safety and health 		 
 403–5 Employee training on occupational
safety and health 		2.2.2 «Diversity and integration»,
Section Occupational safety and health 		 
 403–6 Promotion of employee health 2.2.2 «Diversity and integration»,
Section Occupational safety and health 		 
 403–7 Prevention and mitigation
of occupational 		2.2.2 «Diversity and integration»,
safety and health impacts
directly linked to business Section
Occupational safety and
health relationships 		 
 403–8 Employees covered by an occupational
safety and health management system 		 All employees are covered
(100%).
 403–9 Work-related injuries 2.2.2 «Diversity and integration»,
Section Occupational safety and health 		The risk of injury and illness is low
in the financial sector in
comparison with other industries.
The lost days reported also include
accidents that occurred outside of
the work environment. There were
no work-related fatalities in the
reporting year.
 403–10 Work-related illnesses 2.2.2 «Diversity and integration»,
Section Occupational safety and health 		The reported lost days include all
days lost due to illness, including
those that are unrelated to work.
GRI 404: Training
and Education 2016 		404–1 Average hours of training per year
per employee 		2.1.3 «Data protection/client data/
privacy», Section Employee awareness
and training
2.2.2 «Diversity and integration»,
Section «Education and training»
2.5.2 «Regulatory compliance»,
Section Regulatory compliance 		The number of hours for
participation in internal and
external training and continuing
education courses is not available.
 Specification 404–2 Programmes for upgrading
employee skills and transition assistance programmes 		2.2.2 «Diversity and integration»,
Section «Education and training» 		 
 Specification 404–3 Percentage of employees
receiving regular performance and
career development reviews 		2.2.2 «Diversity and integration»,
Section People Day 		All employees (excluding part-time
cleaning staff) receive
a regular appraisal.
GRI 405: Diversity
and Equal
Opportunity 2016 		405–1 Diversity in governance bodies and
among employees 		Annual Report
2.2.2 «Diversity and integration»,
Section Equal opportunity
Appendix 2 Key figures
about employees 		 
 405–2 Ratio of basic salary and
remuneration of women to men 		2.2.2 «Diversity and integration»,
Section Equal pay 		The average pay for men and
women within each employee
category (level) is not disclosed.
GRI 406: Non-dis-
crimination 2016 		406–1 Incidents of discrimination and
corrective actions taken 		2.2.2 «Diversity and integration»,
Section Discrimination 		As in the previous year, no
incidents of discrimination
were reported in 2023.
GRI 407: Freedom
of Association and
Collective Bargain-
ing 2016 		407–1 Business locations and suppliers for which
the right to exercise freedom of association and
collective bargaining may be at risk 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section
Procurement 		SZKB guarantees its employees
the general right to freedom of
association. The employees
have the right to form or join
employee organisations of their
choice without the prior approval
of SZKB. SZKB does not
discriminate against employees
on the basis of their membership
in such an organisation or their
participation in trade
union activities.
SZKB standard Number of strikes and mass redundancies  As in previous years, there were
no strikes and no mass
redundancies at SZKB in financial
year 2023.
    
Corporate
responsibility
in regard to
the local
environment 		   
GRI 3: Material
Topics 2021 		3–3 Management of material topics 1.6 The SZKB sustainability strategy,
Section Material topics
2.3.1 Relevance, goals,
concepts and measures 		 
GRI 204:
Procurement Practices
2016 		204–1 Proportion of expenses for local suppliers 2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Promotional
material/campaigns 		 
GRI 408: Child
Labour 2016 		408–1 Business locations and suppliers at
significant risk for incidents of child labour 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)», 
Section Procurement 		There is no significant risk of child
labour at any of SZKB’s business
locations or direct suppliers.
GRI 409: Forced or
Compulsory Labour
2016 		409–1 Business locations and suppliers at
significant risk for incidents of forced or
compulsory labour 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Procurement 		There is no significant risk of child
labour at any of SZKB’s business
locations or direct suppliers.
GRI 410: Security
Practices 2016 		410–1 Security personnel trained in human
rights policies and procedures 		 No training required, as SZKB
does not employ any security
personnel who act in a
semi-sovereign capacity.
GRI 411: Rights
of Indigenous
Peoples 2016 		Specification 411–1 Incidents in which the
rights of indigenous peoples were violated 		 SZKB has no knowledge of any
incidents in which the rights of
indigenous peoples
have been violated.
GRI 413: Local
Communities 2016 		413–1 Business locations with local community
involvement, impact assessments and
grant programmes 		2.3.1 Relevance, goals, concepts
and measures
4.2 «Sustainable products and services»,
Section Sustainable gold 		 
 413–2 Business locations with significant or
potential negative impacts on local communities 		2.3.1 Relevance, goals, concepts
and measures 		 
SZKB standard Access points in areas that are sparsely
populated or structurally weak 		2.1.2 «Client satisfaction», Section
Access to SZKB services 		 
    
Corporate
responsibility in
regard to the
environment 		   
GRI 3: Material
Topics 2021 		3–3 Management of material topics 1.6 The SZKB sustainability strategy,
Section Material topics
2.4.1 Relevance, goals, concepts
and measures
Appendix Disclosure of
methodological principles 1.6
Operational CO2e emissions 		 
GRI 301:
Materials 2016 		301–1 Materials used by weight or volume 2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		 
 301–2 Recycled input material used 2.4.2 «Energy consumption and
efficiency aterials (paper, water, waste)
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		 
 301–3 Recycled products and their
packaging materials 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Materials (paper, water, waste)
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures on operational ecology 		 
GRI 302:
Energy 2016 		302–1 Energy consumption within
the organisation 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology
Appendix Disclosure of
methodological bases 1.6
Operational CO2e emissions 		 
 302–2 Energy consumption outside
the organisation 		2.2.3 «Commercial traffic/commuter
traffic»
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology Appendix Disclosure of
methodological bases
Appendix Disclosure of
methodological bases 1.6
Operational CO2e emissions 		 
 302–3 Energy intensity 2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		 
 302–4 Reduction of energy consumption 2.4.1 Relevance, goals, concepts
and measures
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology
Appendix Disclosure of
methodological bases 1.6
Operational CO2e emissions 		 
 302–5 Reduction in energy requirements
for products and services 		 Not applicable for SZKB.
GRI 303: Water and
Effluents 2018 		303–1 Interactions with water as a shared resource 2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Materials (paper, water, waste) 		 
 303–2 Management of
water discharge-related impacts 		 SZKB discharges 100% of its
wastewater to sewage treatment plants.
 303–3 Water withdrawal 2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		SZKB obtains the water it requires
only from official water suppliers.
 303–4 Water discharge 2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Materials (paper, water, waste)
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		 
 303–5 Water consumption 2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Materials (paper, water, waste)
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		 
GRI 305:
Emissions 2016 		305-1: Direct GHG emissions
(Scope 1)		2.4.1 Relevance, goals, concepts
and measures
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology
Appendix Disclosure of
methodological bases 1.6
Operational CO2e emissions 		 
 305–2 Indirect energy-related GHG

emissions (Scope 2) 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures on
operational ecology
Appendix Disclosure of
methodological bases 1.6
Operational CO2e emissions 		 
 305–3 Other indirect GHG
emissions (Scope 3) 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology
Appendix Disclosure of
methodological bases 1.6
Operational CO2e emissions 		 
 305–4 Intensity of GHG emissions 2.4.1 Relevance, goals, concepts
and measures
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology
2.2.5 Assessment of effectiveness
and next steps 		 
 305–6 Emissions of ozone-depleting
substances 		2.4.1 Relevance, goals, concepts
and measures
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology
2.2.5 Assessment of effectiveness
and next steps 		 
 305–6 Emissions of ozone-depleting
substances (ODS) 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Refrigerants 		 
 305–7 Nitrogen oxides (NOx), sulphur oxides
(SOx) and other significant air emissions 		 No relevant emissions
GRI 306:
Waste 2020 		306–1 Waste generated and significant
waste- related impacts 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Materials (paper, water, waste)
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		 
 306–2 Management of significant
waste-related impacts 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Materials (paper, water, waste)
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		 
 306–3 Waste generated 2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		 
 306–4 Waste diverted from disposal 2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Materials (paper, water, waste)
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		 
 306–5 Waste directed to disposal 2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Materials (paper, water, waste)
2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Key figures
on operational ecology 		 
GRI 308: Supplier
Environmental
Assessment 2016 		308–1 New suppliers that were screened using
environmental criteria 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Procurement 		 
 308–2 Negative environmental impacts in the
supply chain and actions taken 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Procurement 		 
GRI 414: Supplier
Social Assessment
2016 		414–1 New suppliers that were screened using
social criteria 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Procurement 		 
 414–2 Negative social impacts in the supply chain
and actions taken 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Procurement 		 
    
Corporate
responsibility in regard to
the financial
sector 		   
GRI 3: Material
Topics 2021 		3–3 Management of material topics 1.6 The SZKB sustainability strategy,
Section Material topics
2.5.1 Relevance, goals,
concepts and measures 		 
GRI 207:
Taxes 2019 		207–1 Tax concept 2.5.4 «Healthy growth», Section Taxes  
 207–2 Tax governance, control and
risk management 		 As an independent institution
operating under cantonal public
law, SZKB is not subject to direct
taxes on profits and capital at the
federal, cantonal
or municipal levels.
 207–3 Stakeholder engagement and management
of tax concerns 		 As an independent institution
operating under cantonal public
law, SZKB is not subject to direct
taxes on profits and capital at the
federal, cantonal
or municipal levels.
 207–4 Country-by-country reporting  Not relevant for SZKB, as SZKB
only operates in Switzerland.
SZKB standard Business areas evaluated for risks related
to untaxed client funds 		2.5.4 «Healthy growth», Section Taxes  
 Confirmed cases of untaxed client assets
and measures taken 		2.5.4 «Healthy growth», Section Taxes  
 Legal proceedings due to insider trading
and market manipulation 		 In 2023, SZKB was not involved
in any legal proceedings due to
insider trading or market
manipulation (as in the
previous year).
205: Anti-
corruption 2016 		205–1 Business locations assessed for
risks related to corruption 		2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Procurement
2.5.2 «Regulatory compliance»,
Section Regulatory compliance 		The internal and external
regulations apply to all areas
and branches of SZKB.
 205–2 Communication and training about
anti-corruption policies and procedures 		2.5.2 «Regulatory compliance»,
Section Regulatory compliance 		 
  2.4.2 «Energy consumption and
efficiency (greenhouse gas emissions)»,
Section Procurement 		For the reporting year 2023 (as in
the previous year), SZKB has not
received any indications of possible
cases of corruption among its
employees. Therefore, no specific
measures are necessary
GRI 206: Anti-
competitive Behaviour
2016 		206–1 Legal actions for anti-competitive behaviour,
anti-trust and monopoly practices 		 As in 2022, there were no legal
proceedings due to anti-competitive
behaviour or cartel/monopoly
formation in 2023.
GRI 415: Political
Influence 2016 		415–1 Political contributions  SZKB refrains from exerting
political influence. SZKB made a
contribution of CHF 2,000 to the
Cantonal Council President’s
celebration in 2023. SZKB
otherwise did not make any
contributions to political parties or
individual politicians in 2023.
SZKB is neutral in regard to politics
and religion and does not take any
political positions. The Swiss
Bankers Association (SBA) and the
Association of Swiss Cantonal
Banks (ASCB) represent the
interests of the Cantonal banks
and the financial centre with
political consultations or
initiatives, for example. SZKB
is a member of both organisations.
    
Responsible
financing 		   
GRI 3: Material
Topics 2021 		 3–3 Management der wesentlichen Themen 1.6 The SZKB sustainability strategy,
Section Material topics
and goals
3.1 Relevance, goals, concepts
and measures 		 
SZKB standard Composition of the lending business by region,
size of enterprise and sector 		3.2 «Financing a sustainable property»,
Section Financing portfolio 		 
 Lending business with special benefits to society 3.2 «Financing a sustainable property»,
Section Financing portfolio 		 
    
Responsible
investing 		   
GRI 3: Material
Topics 2021 		3–3 Management of material topics 1.6 The SZKB sustainability strategy,
Section Material topics and goals
4.1 Relevance, goals, concepts
and measures 		 
SZKB standard Volume and share of sustainable asset
management mandates 		4.2 «Sustainable products and services»
Section SZKB’s ethical product line,
including the table of key figures in the
investment sector 		 
 Volume and share of sustainable
investment funds 		4.2 «Sustainable products and services»
Section SZKB’s ethical product line,
including the table of key figures in the
investment sector 		 
 Interaction on environmental and social issues with
companies held in portfolios of the institution 		4.2 «Sustainable products and services»
Section Exercising shareholder
voting rights 		 
3 Reporting on non-financial issues in accordance with the Code of Obligations (CO)